How to choose an insurance company

With the continuous development of China's insurance industry, as well as the increasingly high degree of opening up, the number of insurance companies in China has been quite large. Faced with so many insurance companies, how should policyholders choose?

(1) Look at the strength of the company: it is obvious that insurance companies with a long history, high credibility, large scale, abundant funds and good performance are more trustworthy to policy holders. Due to the short development time of China's domestic insurance industry, the main reference standards are the company's total assets, the company's total premium income, business network, the number of insurance policies, the number of employees and past performance, etc.

(2) Look at the product types: a good insurance company should provide insurance products with the following conditions: a complete range of products; high flexibility of products, which can provide greater convenience for the insured; strong competitiveness of products.

(3) Look at service level and quality: insurance product is a kind of financial service product, so we should pay attention to service level and quality when insuring.