Some text messages use the so-called "bank card consumption reminder" to obtain the card number, password and information of the card holder, and then transfer the cash from the card holder through the channels of making fake cards or online banking transfer. Experts suggest that as long as cardholders pay attention to the following issues, they can basically detect bank card fraud SMS.
(1) Sender number: at present, every bank has a special service number assigned by the mobile operator for sending bank SMS, while the sender number of fraudulent SMS is basically the mobile phone number.
(2) Self claim: the self claim prompt of SMS is wrong. The formal SMS notification of credit card consumption is sent by the card issuing bank, while the fraud SMS mostly claim to be "×× UnionPay".
(3) Consumption location: the specific consumption location will be indicated in the fraud SMS, while the formal consumption SMS sent by the bank will not involve the specific consumption location.
(4) Settlement: bank card consumption, especially debit card consumption is generally real-time deduction, that is, when consumption is settled immediately. The swindler wrote in some swindle messages that "it will be deducted on the settlement day".
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