How to make fund investment for working class
The most suitable way of fund management for the working class is regular and fixed investment. It refers to a fixed amount of money (such as 1000 yuan) invested in a specified open-end fund at a fixed time, similar to the bank's zero deposit and withdrawal method.
The mysterious effect of fixed investment fund lies in its compound interest effect. From the perspective of investment, after a long period of compound interest, the cumulative effect will be very amazing.
According to historical data, the long-term average annual return of British and American stock markets is higher than 8%. From a long-term development stage, a country's economy will always grow gradually. If the investor invests RMB 1000 per month and the annual return rate is 8%, after 16 years, the sum of capital and profit will reach RMB 387209. It can be seen that as long as a certain amount of time is accumulated, the fixed investment of the fund can give full play to the compound interest effect, and the average cost method and time magic can make investors get considerable returns.
How to make fund investment for working class
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