How to choose fund in youth

For people in their 20s, a very aggressive portfolio is worth considering. At this age, there is enough time to help them safely over the peak, through the bottom; there is also enough time for them to work to earn money. Therefore, their fund portfolio can not only increase the proportion of stock funds, but also hold high-risk small cap funds, including a large proportion of foreign stock funds. One of the advantages of international diversification is that it can reduce risks. Because the cycle of economic activities between countries is not completely synchronous, international diversified portfolio will bring more stable income for investors than only based on domestic investment. Moreover, international diversified investment can also enable investors to share the benefits of the rapid economic development in other parts of the world. Although China's stock market has a good development momentum, its total market value does not account for a large proportion of the total market value of stocks traded in global financial markets. Therefore, the growth opportunities in many other parts of the world are much greater than those in China today.

In addition, if young people fail in high-risk investment, they can still afford it at this time, and they can also bear any setbacks and failures and start from the beginning. Therefore, youth is a good opportunity to make use of leverage investment and play the game of small profits and big money.