Financial management can be said to focus on the word "money". We use "money" to express the scope of financial management, which can be summarized as: making money, using money, saving money, borrowing money, saving money and protecting money.
(1) Making money: making money is income. Income includes work income and financial income. Work income is to make money by people. Work income includes salary, commission, work bonus, self employment income, etc. Financial income is to make money with money, including interest income, rent income, dividends, capital gains, etc.
(2) Using money: using money means spending. Expenses include living expenses and financial expenses. Living expenses include clothing, food, housing, transportation, education, entertainment, medical and other family expenses. Financial expenditure includes loan interest expenditure, insurance premium expenditure, investment fees and so on.
(3) Saving: saving refers to assets. When the current income is greater than the expenditure, savings are generated, and the accumulated savings are assets. These are the principal that can help you generate investment income.
(4) Borrowing money: borrowing money means being in debt. When the cash income is less than the cash expenditure, there will be the behavior of borrowing money. There are mainly: consumption liabilities, investment liabilities, self use assets and liabilities.
(5) Saving money: saving money means saving taxes. Income is taxed in addition to expenditure. How to legally save gift tax or inheritance tax has become an important part of financial management.
(6) Money Protection: money protection refers to insurance and trust. The main methods are: make insurance or trust arrangements in advance, so that human resources or existing property can be protected, or when there is a loss, you can get financial management to make up for the loss.
Chinese PinYin : Ge Ren Li Cai De Fan Wei You Na Xie
What is the scope of personal finance
On the strategy of interest interpretation. Qiao Yong Li Yi Jie Shuo Ce Lue
Early warning signal of gynecological tumor. Jing Ti Fu Ke Zhong Liu De Zao Qi Yu Jing Xin Hao
Giving benevolence and justice to employees. Dui Yuan Gong Shi Yi Ren Yi
Toast to leaders and new colleagues. Huan Song Ling Dao Huan Ying Xin Tong Shi Zhu Jiu Ci
Perspective of people who like to wear black rubber rimmed glasses. Tou Shi Xi Huan Dai Hei Jiao Bian Yan Jing Zhe
When criticizing others, don't speak ill of each other. Pi Ping Ta Ren Shi Qie Ji E Yu Xiang Xiang
What are the characteristics of people with vague language and slow speech. Yu Yan Mo Hu Shuo Hua Huan Man De Ren You He Xing Ge Te Zheng
Three principles of choosing banquet place. Xuan Ze Yan Qing Di Dian San Yuan Ze
Treat future customers with comfort. Dui Dai Wei Lai Ke Hu Yao Jiang Jiu Shu Shi
Campaign speech should correspond to post characteristics. Jing Xuan Yan Jiang Yao Dui Ying Gang Wei Te Dian
Women's safety at night in summer. Xia Ji Ye Jian De Nv Xing An Quan