Qinghe Rural Credit Cooperative Association

Qinghe Rural Commercial Bank

Qinghe rural commercial bank was officially opened on December 18, 2012. It is a banking financial institution with independent legal personality established on the basis of Qinghe rural credit cooperative association.

The business scope of Qinghe rural commercial bank is: absorbing public deposits; issuing short-term, medium-term and long-term loans; handling domestic settlement; handling bill acceptance and discount; acting as an agent to issue, honor and underwrite government bonds; buying and selling government bonds and financial bonds; engaging in inter-bank lending; engaging in bank card business (debit card); acting as an agent to collect and pay funds and acting as an agent to insurance business; and Other businesses approved by China Banking Regulatory Commission. All branches shall start business in accordance with relevant regulations and the authorization of the head office.

Qinghe rural commercial bank will firmly establish the business philosophy of "integrity, compliance, innovation, win-win" and the customer-centered service philosophy, adhere to the market positioning of serving agriculture, rural areas and farmers based on the county, constantly innovate financial products, improve service functions, and build Qinghe rural commercial bank into a modern financial enterprise full of vitality serving agriculture, rural areas and farmers. Qinghe rural commercial bank is a real "Qinghe people's Bank" established to actively adapt to the new situation of promoting rural financial reform and accelerating financial system innovation. It is of great significance in the development of Qinghe financial industry and will have a positive and far-reaching impact on the economic and social development of the whole county. He put forward three hopes for Qinghe rural commercial bank. First, in accordance with the direction of rural financial reform and the requirements of modern enterprise system, we should actively learn from the advanced experience of the same industry, strengthen internal control management, promote reform and innovation, prevent and resolve financial risks in a timely manner, strive to improve the level of operation and management and comprehensive competitiveness, and strive to build a harmonious society with sufficient capital and strict internal control Modern banks with safe operation and strong competitiveness. Second, we should continue to give full play to the advantages of flexible mechanism and rapid decision-making, carry forward the tradition of "serving agriculture, rural areas, small and medium-sized enterprises and local economy", vigorously support the construction of new countryside and the development of county economy, and provide more and better financial products and services for the economic and social development of Qinghe. Third, we should give full play to the advantages of geography and popularity, highlight the characteristics of convenience, benefit and benefit for the people, constantly increase business varieties, increase service outlets, and strive to play a positive role in unblocking the circulation channels of urban and rural funds, promoting the coordinated development of urban and rural finance, and expanding the coverage of basic finance, so as to make new and greater contributions to the economic and social development of Qinghe.