SHENGJING BANK CO.,LTD.

Shengjing Bank Co., Ltd

On February 17, 2007, with the approval of China Banking Regulatory Commission, Shenyang commercial bank officially changed its name to Shengjing bank and was approved to set up a branch in Tianjin. So far, Shengjing bank has become the third city commercial bank in China to set up branches across provinces after Bank of Shanghai and Bank of Beijing, and also the first bank headquartered in Shenyang.

On September 1, 2019, the list of top 500 Chinese service enterprises in 2019 was released in Jinan, and Shengjing Bank Co., Ltd. ranked 133.

Development history

Since its establishment, Shengjing bank has always adhered to the core values of "integrity, affinity, enterprising, dedication and dedication", adhered to legal compliance, steady operation and standardized management, continuously reformed and innovated, and blazed new trails, realizing the coordinated and balanced growth of scale and speed, quality and efficiency. By the end of 2011, the total assets of Shengjing bank had exceeded 223 billion yuan, the balance of deposits and loans had reached 179.5 billion yuan and 98.4 billion yuan respectively, the total profit before provision had exceeded 3.7 billion yuan, and the non-performing loan ratio was 0.63%. The main business indicators of Shengjing bank were in the leading position among domestic urban commercial banks, and it had developed into a city commercial bank with excellent asset quality, strong profitability and comprehensive management strength Joint stock commercial banks with good growth.

Shengjing bank combines its profound historical and cultural heritage with the business philosophy of modern commercial banks. With its excellent business performance and high-quality products and services, Shengjing bank has won wide praise from the society. It has won the title of top 100 tax paying enterprises in Liaoning Province for many consecutive years, and has paid more than 3 billion yuan in taxes in recent five years. In 2011, the total amount of tax payment ranked among the top 20 in Liaoning Province, ranking first in Liaoning banking financial institutions. In recent years, it has successively won the honorary titles of "the most influential small and medium-sized bank in China", "the best headquarters bank in Northeast China", "the most popular bank among the people" in Liaoshen region, and "the most satisfactory service unit for users in Liaoning Province".

In the process of operation and development, Shengjing bank adheres to the market positioning of "serving the local, serving the small and medium-sized enterprises and serving the citizens", has the courage to assume social responsibility, relies on the advantages of system and mechanism and decision-making, actively plays the role of financial guidance and strategic support, vigorously supports the development of infrastructure, pillar industries, key industries and livelihood projects, actively carries out the innovation of products and services of small and medium-sized enterprises, and promotes the development of small and medium-sized enterprises It has established the characteristic service brands of small and micro enterprises such as "fast credit link", become the "tractor" and "catalyst" of regional economic development and industrial optimization and upgrading, and made outstanding contributions to the mutual promotion and virtuous cycle of regional financial development, economic growth and improvement of people's livelihood.

Shengjing bank adheres to the characteristics of "citizen bank, inclusive citizen and people-oriented service", constantly expands and innovates financial products, channels and services that are close to people's life, and becomes the commercial bank with the most charging items and the most complete service functions in Liaoshen area. Shengjing bank adheres to good faith management, not only exempts dozens of service charges for a long time, but also generally lower than the average level of the industry, so that ordinary people can enjoy high-quality financial services while minimizing consumption costs. It has gradually formed a characteristic "people friendly, convenient, beneficial and beneficial" service system and brand advantages, and a brand of the people's intimate and trustworthy bank Image is increasingly popular.

Facing the future, Shengjing bank will firmly grasp the historical opportunity of the continuous deepening of financial reform and opening up and the in-depth implementation of the Revitalization Strategy of the northeast old industrial base, continue to innovate and forge ahead, deepen the reform of system and mechanism, vigorously carry out product and service innovation, accelerate the transformation of business structure and development mode, continuously improve the core competitiveness, and spare no effort to create new industries The national excellent joint-stock commercial banks, which are plant-based, driven by local economic strategic development, supported by small and medium-sized enterprises and served by citizens, strive to realize the beautiful vision of "building a first-class bank and creating a century old Shengjing".

Capital business

Bond repurchase business

Capital business is a business sector with fast growth and good development prospects in recent years. The financial market department of the bank is specially responsible for the capital operation of the whole bank. Capital business has become another important growth point of the bank. At the same time, by virtue of its steady and solid management and operation, the bank has been recognized and praised by the industry and enjoys a high reputation in the market. The bank has been rated as "excellent trading member and top 100 trading volume" by the interbank lending center for eight consecutive years. In 2006, the bank became "specially appointed member of China bond yield curve and bond valuation" of the national debt Corporation. For two consecutive years, the bank was awarded "excellent clearing member of annual inter-bank bond market proprietary business" by the central government bond registration and Clearing Co., Ltd. several traders of the bank have been rated successively He was awarded the title of "excellent trader in the national inter-bank bond market".

1. Main capital business of the bank

The main business types of the bank's bond investment and trading business include: bond repurchase business, cash bond trading business such as treasury bonds, central bank bills, financial bonds, corporate bonds and CP, bond underwriting business, bond distribution business, bond forward trading, etc.

2. Capital business operation

Since the establishment of capital business, the bank has always been using the national interbank market and its own characteristics of asset and liability structure to creatively develop and display a capital operation mode which relies on the market to guide the internal capital structure, closely integrate external financing and investment, and integrate bond market business and bill business The road to success. On the premise of ensuring the normal operation of the whole bank's capital, the bank has realized the simultaneous development of three business segments: financing business, investment business and bill business.

On the one hand, we should establish long-term and stable inter-bank cooperation with state-owned banks and joint-stock banks to ensure that we can raise funds when the capital market fluctuates; On the other hand, we should improve the liquidity management level, reduce the occupation of invalid funds, carefully calculate the position, flexibly allocate funds, and establish hierarchical capital reserves to ensure the bank's business development has sufficient liquidity.

Secondly, in terms of investment business, we should constantly strengthen market research and Analysis on macroeconomic situation and interest rate trend, actively strengthen communication with peers, improve sensitivity and accuracy of market judgment, correctly grasp and predict the trend of open market operation of the central bank, and provide highly forward-looking guiding operation for investment business. At the same time, according to the change of interest rate, seize the favorable opportunity of the market, timely adjust the investment portfolio, constantly improve the investment structure, and obtain higher returns.

By the end of December 2009, the bank's comprehensive market ranking: more than 2000 financial institutions in China, the bank ranked 15th in China, and the city commercial bank ranked 4th.

Third, bill business is the bank's key profitable business. In order to expand the scale of bill business and increase the income of bill transaction, the bank has established a business model of whole bank marketing, centralized management and unified accounting, and achieved good results.

Loan business

Seizing the strategic opportunity of rejuvenating Northeast China, Shengjing bank began to reform and restructure in 2003. Through bold reform and innovation, we have completed the transformation and reorganization, stimulated the vitality of the enterprise, and enhanced the development potential. At the same time, it established the cross enterprise culture of "honesty, affinity, enterprising, dedication and dedication", put forward the market positioning of "citizen bank and local bank", and defined the development path of serving small and medium-sized enterprises and supporting local economy. Shengjing bank has closely linked the development of enterprises with people's daily life. With the help of high-tech forces, it has launched a series of business varieties such as collection and payment, customer financing and so on, and has developed into the bank with the most complete charging items in Liaoning and Shenyang. The "Rose card" and credit card issued by Shengjing bank have become the rising star of bank cards in Liaoning Province, and the "Rose card" has been issued for 10 years In recent years, the number of cards issued and the balance in the card ranked first in the city commercial banks in the province. As of the end of December 2008, 29 countries and regions have opened UnionPay card overseas acceptance business, including the ATM network of 37 countries and regions around the world. Shengjing bank has always taken supporting local economic development as its own responsibility. In the past five years, it has accumulated 140 billion yuan of credit funds, supported local infrastructure construction, restructuring of state-owned enterprises, development of equipment manufacturing industry and other important projects, actively and effectively carried out financial services for small and medium-sized enterprises, and made efforts to create a long-term mechanism to support their development, which has contributed to the revitalization of the northeast old industrial base Outstanding contribution.

Personal financial services

Corporate financial services

Enterprise honor

2008 honors

2009 honors

On September 1, 2019, the top 500 Chinese enterprises in 2019 were released, and Shengjing Bank Co., Ltd. ranked 367; the top 500 Chinese service enterprises in 2019 were released in Jinan, and Shengjing Bank Co., Ltd. ranked 133.

Business outlets

address

109 Beizhan Road, Shenhe District, Shenyang