Henan ZhongYuan Consumer Finance Corp.,Ltd.

Henan Zhongyuan Consumer Finance Co., Ltd

Henan Zhongyuan Consumer Finance Co., Ltd. was established on December 29, 2016. The legal representative is Li Yulin, The business scope of the company includes: issuing personal consumer loans; accepting deposits from shareholders' domestic subsidiaries and domestic shareholders; borrowing from domestic financial institutions; approved issuance of financial bonds; domestic inter-bank lending; consulting and agency business related to consumer finance; agency sales of insurance products related to consumer loans; fixed income securities investment business; other business approved by the CBRC He is in charge of business and so on.

development history

Henan Zhongyuan Consumer Finance Co., Ltd. (hereinafter referred to as "Zhongyuan consumer finance company") was established at the end of 2016. It is a national non bank financial institution approved by China Banking and Insurance Regulatory Commission. It was jointly funded by Zhongyuan bank and Shanghai Yiqian Network Information Technology Co., Ltd.

Since 2017, the products of Zhongyuan consumer finance company include: Zhongyuan consumer finance app, cash withdrawal, elite loan, cash withdrawal and payment, etc.

On February 9, 2018, Henan Banking Regulatory Bureau approved the change of the registered capital of Henan Zhongyuan Consumer Finance Co., Ltd. from RMB 500 million to RMB 800 million.

On September 30, 2019, Henan banking and Insurance Regulatory Bureau approved to increase the registered capital of Henan Zhongyuan Consumer Finance Co., Ltd. to 2 billion yuan, and introduced Huaping investment as a new shareholder.

Corporate business

Issuing personal consumer loans; accepting deposits from shareholders' domestic subsidiaries and domestic shareholders; borrowing from domestic financial institutions; approved issuance of financial bonds; domestic interbank lending; consulting and agency business related to consumer finance; agency sales of insurance products related to consumer loans; fixed income securities investment business; other business approved by CBRC.

Related services

Central Plains consumer finance first "loan cooling off period": prepayment within the first 7 days, no charge will be charged

corporate stockholder

Zhongyuan Bank Co., Ltd

Shanghai Yiqian Network Information Technology Co., Ltd

Warburg Pincus investment

Corporate culture

Values: integrity, pragmatism, open cooperation, pursuit of excellence

Vision: to become the most valuable Internet consumer finance enterprise