Shaanxi Changyin Consumer Finance Co.,Ltd.

Shaanxi Changyin Consumer Finance Co., Ltd

Shaanxi Changyin Consumer Finance Co., Ltd. (hereinafter referred to as "Changyin consumer finance") is a consumer finance company approved by China Banking Regulatory Commission. It is a national non bank financial institution controlled by Changan Bank Co., Ltd. and jointly initiated by huitongcheng Leasing Co., Ltd. and Beijing Yide Chenxiang Investment Co., Ltd. with a registered capital of 1.05 billion yuan. The company is headquartered in Xi'an. The company's business mainly relies on shareholder resources, commercial retail institutions, self operated outlets, Internet and other channels, and takes advantage of the characteristics of "small single amount, fast approval speed and flexible service mode". By providing flexible credit products and fast market entry, the company provides consumer finance demand for low-income customers with stable income, and the maximum loan amount is no more than 200000 yuan. < / Li > < li > < DL > < DT > unified social credit Code: < / dt > < DD > 91610132ma6u00t26n < DT > Organization Code: < / dt > < DD > ma6u00t26 < DT > registration number: < / dt > < DD > 610132100173224 < DT > business status: < / dt > < DD > business start up < DT > Company type: < / dt > < DD > other limited liability companies < DT > date of establishment: < / dt > < DD > November 01, 2016 < DT > legal representative: < / dt > < DD > Zhang Yuping < DT > business term: < / DT > < DT > < DT > business term: < / dt > < DT > < DT > < DT > < DT > < DT < DD > November 1, 2016 - < DT > registered capital: < / dt > < DD > 1050 million (yuan) < DT > review / annual inspection date: < / dt > < DD > July 3, 2019 < DT > registration authority: < / dt > < DD > economic development branch of Xi'an Administration for Industry and Commerce < DT > Enterprise address: < / dt > < DD > unit 12f1-7, block D, northwest Guojin center, intersection of Fengcheng 8th Road and Wenjing Road, Xi'an Economic and Technological Development Zone business scope:

Issuing personal consumer loans; accepting deposits from shareholders' domestic subsidiaries and domestic shareholders; borrowing from domestic financial institutions; approved issuance of financial bonds; domestic interbank lending; consulting and agency business related to consumer finance; agency sales of insurance products related to consumer loans; fixed income securities investment business; other business approved by CBRC. (if the above business scope involves licensed business items, it shall be operated within the period of validity with the license documents and certificates, and shall not be operated without license) < / Li > < / UL >

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development history

On June 16, 2016, China Banking Regulatory Commission approved the preparation of Shaanxi Changyin Consumer Finance Co., Ltd

On October 31, 2016, China Banking Regulatory Commission approved the opening of Shaanxi Changyin Consumer Finance Co., Ltd

On November 23, 2016, the opening ceremony and signing ceremony of strategic cooperation of Shaanxi Changyin Consumer Finance Co., Ltd

On February 2, 2019, the Bank of China Insurance Regulatory Commission approved the change of registered capital from 360 million to 1.05 billion

Corporate business

The following RMB businesses are approved by the CBRC:

（1） Granting personal consumption loans;

（2） Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders;

（3） Borrowing from domestic financial institutions;

（4） Issuing financial bonds with approval;

（5） Domestic interbank lending;

（6） Consulting and agency business related to consumer finance;

（7） Agent sales and consumer loans related insurance products;

（8） Fixed income securities investment business;

（9） Other businesses approved by the CBRC.

Shaanxi Changyin Consumer Finance Co., Ltd. has obtained the financial license issued by Xi'an Branch of China Banking Regulatory Commission