Bank of Hangzhou Consumer Finance Co.,Ltd.

Hangyin Consumer Finance Co., Ltd

Hangzhou bank consumer finance Co., Ltd. was established on December 3, 2015. The legal representative is Bei Yu, The business scope of the company includes: (1) issuing personal consumer loans; (2) accepting deposits from shareholders' domestic subsidiaries and domestic shareholders; (3) borrowing from domestic financial institutions; (4) issuing financial bonds with approval; (5) domestic interbank lending; (6) consulting and agency business related to consumer finance; (7) acting as an agent to sell insurance products related to consumer loans (8) fixed income securities investment business; (9) other business approved by the CBRC. (for projects that need to be approved according to law, business activities can only be carried out with the approval of relevant departments.)

Company profile

1. Bank background

Hangzhou bank consumer finance Co., Ltd. is jointly established by Hangzhou bank, a city commercial bank, and other domestic and foreign enterprises, such as China Yintai and European commercial bank BBVA.

2. Regular licensing

Hangzhou bank consumer finance Co., Ltd. is a national financial institution approved by the China Banking and Insurance Regulatory Commission and holding a consumer finance license. The company takes "data, scene, risk control, technology" as the core, relying on big data, artificial intelligence, cloud computing and other cutting-edge Internet technologies to provide financial services for consumers across the country.

vision

To become a first-class consumer finance company with good reputation.

Business purpose

Inclusive and open, small scattered, and inclusive of the people.

course

2015

In July 2015, the company's preparation for establishment was approved by the China Banking and Insurance Regulatory Commission (CIRC), with No. 440 of cbjf

In November 2015, the company opened for business, which was approved by Zhejiang regulatory bureau of China Banking and Insurance Regulatory Commission

2017

In June 2017, the app client "Hangzhou bank finance" went online

In July 2017, it officially became a member of Zhejiang Banking Association

In November 2017, the leadership of the company was changed

2018

In June 2018, the payment route was built and the new payment system was launched

In September 2018, the core system was upgraded

2019

In April 2019, the capital increase was approved by Zhejiang regulatory bureau of CIRC with a registered capital of 1.26 billion yuan

In June 2019, the online business app "Xiaobang" was launched

Product introduction

Xiaobang app

Main products: light enjoy credit and light enjoy card

1. Light loan

Features: young, small, online instant loan

2. Light enjoyment card

Features: consumer wallet, WeChat, Alipay and other card consumption.

Hangzhou bank financial app

Main products: Zunxiang loan

Features: offline customers invited to apply