Zhujiang Financial Leasing Co., Ltd.

Zhujiang Financial Leasing Co., Ltd

Zhujiang Financial Leasing Co., Ltd. is a financial leasing company headquartered in Guangzhou, registered in Nansha Free Trade Zone, approved and supervised by China Banking Regulatory Commission, and wholly controlled by Guangzhou rural commercial bank.

Company profile

Zhujiang Financial Leasing Co., Ltd. is the first national financial leasing company approved by China Banking Regulatory Commission since the promulgation of the new measures for the administration of financial leasing companies. It is the first banking financial leasing company controlled by rural commercial bank in China and the first financial leasing company approved by China Banking Regulatory Commission in Guangdong Province.

The Pearl River financial leasing gives full play to its advantages of closely connecting with the real economy, focuses on cultivating its internal skills, gives full play to its leasing characteristics, and contributes to supporting the real economy, especially in the fields of agriculture, rural areas and small and medium-sized enterprises, so as to promote the economic and social development of Guangdong and make positive contributions to the adjustment, transformation and upgrading of the industrial structure.

Development history

Approved by China Banking Regulatory Commission on June 5, 2014

On December 9, 2014, it was officially approved by Guangdong regulatory bureau of China Banking Regulatory Commission on the opening of Zhujiang Financial Leasing Co., Ltd

Obtained business license on December 11, 2014

Officially opened on December 16, 2014

Business content

Financial leasing business, transfer and transfer of financial leasing assets, fixed income securities investment business, acceptance of lease deposit from the lessee, absorption of fixed deposit from non bank shareholders for more than 3 months, inter-bank lending, borrowing from financial institutions, overseas borrowing, lease sale and processing business, economic consulting, issuance of bonds, establishment of project company in domestic bonded areas to carry out financial leasing business Asset leasing business, asset securitization, guarantee for external financing of holding subsidiaries and project companies, and other business approved by CBRC.

market positioning

The company adheres to the strategic development and operation direction of "characteristic, specialization, marketization, internationalization and collectivization". It takes customers as the center, market as the guide, products as the link, adheres to the policy of bank rent coordination and steady operation and sustainable development, makes layout in Guangdong and the whole country, and highlights the "three insistence" principle of market positioning.

Double line principle

Small and micro businesses in one belt, one road and three rural areas, are the basic line of the strategy.

Two related principles

——In the selection strategy of target industries, we should adhere to the principle of "two correlation", which is weak correlation with economic development cycle and strong correlation with livelihood projects.

Three focus principle

——In the selection of exhibition area, we should adhere to the "Three Focuses" principle of focusing on local, parent bank and benefit.

Core values

Integrity and Honesty

——The company adheres to the honest attitude of operation, committed to compliance with the law and ethics. Advocate: integrity, integrity, and make a solemn commitment to customers, employees, shareholders, society.

Innovation and learning

——The company strives to create a trinity of innovation culture, including the innovation consciousness of the staff, the innovation ability of the team and the innovation mechanism of the company, and encourages people not to stick to conventions, emancipate their thinking and sublimate their inspiration.

Equality and respect

——Every employee in the company has different positions and responsibilities, and their personality and development are equal. The company is committed to exploring the most appropriate right distance, building a harmonious atmosphere of mutual respect, so that every employee can freely play their subjective initiative.

Cooperation and sharing

——The company always insists: strong competitiveness needs the excellent performance of the team as support, the success of the team needs the cooperation and sharing of members, relying on the team can make individuals more successful.

Business principles

Bottom line of risk

——The bottom line awareness of risk is the basic understanding of every employee in the company.

Customer first

——All business activities, business processes and business innovation of the company are based on the principle of providing customers with the greatest convenience.

Long term benefits

——Every employee should realize the balance between long-term interests and short-term benefits, realize the balance between company interests and customer interests, and pay more attention to long-term interests and company interests.

Professional focus

——The company is committed to customized high-quality financial service solutions for customers. All employees must have sufficient knowledge of the business they are engaged in and strive to be proficient in the business.