Ningbo Urban Rural Credit Cooperative Association

Ningbo Urban Rural Credit Cooperative Association

Ningbo Urban Rural Credit Cooperatives (hereinafter referred to as "urban cooperatives") is the predecessor of Ningbo Jiangbei credit cooperatives, which was established in November 1988. After the decoupling system reform, the urban credit cooperatives were established in January 1998 by merging Ningbo Haishu and Jiangdong District credit cooperatives. This association is a joint venture of farmers, rural industrial and commercial households and various economic organizations, providing services for farmers, agriculture and farmers At present, there are 10 credit cooperatives, 1 business department and 52 branches in the community-based local financial institutions serving the economic development of the village. The outlets are all over the urban and rural streets of Jiangbei, Jiangdong and Haishu districts, with more than 560 employees.

General situation of Associated Press

Since its establishment, the urban associated press has always been committed to serving "agriculture, rural areas and farmers" and the local economy, closely around the market-oriented and customer-centered business philosophy, accelerating the innovation of financial products and service functions, and improving the overall competitiveness. While supporting the development of local economy, its own strength is growing, and it has become a financial platform to promote the development of local rural economy Leading enterprises.

In recent years, with the acceleration of urbanization in the suburbs of the old three districts of Ningbo, the urban association has adjusted its market positioning and development strategy in a timely manner. According to the actual needs of different regions, it has positioned its outlets as "the Bank of farmers themselves", "the Bank of community residents" and "the Bank of small and medium-sized enterprises". At the same time, to adapt to the development trend of rural urbanization in suburbs, we should do a good job in serving "new agriculture, rural areas and farmers" (that is, new rural economic organizations, modern agriculture and landless farmers), grasp the dynamic of industrial adjustment, focus on catching the economic hot spots of small and medium-sized enterprises, speed up their own development, adopt the strategy of consolidating suburbs and infiltrating urban areas, and implement the strategy of "taking cities to lead villages, promoting agriculture by industry, feeding agriculture and repaying farmers" ”It is a special way to support the development of local economy under the rural "non-agricultural". As a financial institution with the largest amount of funds for supporting agriculture in the region, the urban Union has made positive contributions to promoting the local new rural construction and realizing the harmonious development of urban and rural areas.

Since the pilot reform of rural credit cooperatives in 2003, the urban cooperatives have further accelerated the system reform, changed the operation mechanism, established and improved the corporate governance operation system with the member congress, board of directors, board of supervisors and senior management as the basic framework, initially formed the mutual incentive and restraint mechanism, and made substantial progress in improving the corporate governance structure. The implementation of market-oriented management of human resources, the introduction of multi-level compound talents to adapt to the diversified development of credit cooperatives business, and gradually realize the market leasing of temporary counter staff, the open competition of middle-level managers and important positions, creating a good development platform for talent growth. Improve the incentive mechanism, and form a dynamic quantitative evaluation mechanism with performance and position as the core. Following the principle of giving priority to internal control, actively promoting standardized management and adhering to legal operation ensure the sustainable and stable development of credit cooperatives. We should innovate business varieties, expand credit investment, strengthen capital strength, increase financial income, improve core competitiveness and market influence, and truly build ourselves into the cradle of the growth of the people's own banks and small and medium-sized enterprises in Ningbo.

Business outlets

Related events

On December 25, 2020, Ningbo urban credit cooperative association was fined 300000 yuan due to inadequate internal control of counter business. At the same time, the Bank of Ningbo Insurance Regulatory Bureau ordered the bank to give disciplinary action to the relevant person directly responsible.