Subei rural credit cooperative association

Gangu Rural Credit Cooperative Association

Rural credit cooperatives are cooperative financial organizations established by the majority of farmers through mutual funds. In 1952, the first rural credit cooperatives in Gangu County, shashipo credit cooperatives, was born. In June 2003, the state began to reform the rural credit cooperatives, which were managed by the provincial government. On November 23, 2007, the first member congress of rural credit cooperatives of the whole county was held, and the cooperative organization of rural credit cooperatives of Gangu County was established in Kangzhuang East Road, Daxiangshan Town, Gangu County.

Development history

From the birth of shashipo Credit Union, the first rural credit union in Gangu County in 1952 to 2015, the Rural Credit Union in Gangu County has gone through more than 60 years of development. It has gone through five stages: democratic management of members, management of people's commune, management of Agricultural Bank of China, management of people's Bank of China and management of China Banking Regulatory Commission. In June 2003, the State Council issued the pilot plan for deepening the reform of rural credit cooperatives, which decided to speed up the reform of the management system and property right system of rural credit cooperatives, and hand over the management power of rural credit cooperatives to provincial local governments, so that rural credit cooperatives can better support the structural adjustment of rural economy, help farmers increase their income, and promote the coordinated development of urban and rural economy. on November 23, 2007, the first member congress of Gangu rural credit cooperatives was held, and the cooperative organization of Gangu rural credit cooperatives was established in Kangzhuang East Road, Daxiangshan town. Enterprise scale by the end of 2015, there were 28 business outlets, 1 management organization, 10 functional departments and 219 employees in the county. By the end of June 2015, the balance of various deposits had reached 2739.36 million yuan; the balance of various loans was 1893.84 million yuan, accounting for 69.1% of deposits and loans; the balance of capital stock was 69.04 million; 17 ATMs, 40 POS machines and 61 terminals for agriculture, rural areas and farmers were set up.

corporate governance

In accordance with the requirements of modern financial enterprise system, Gangu rural credit cooperative association has established an organizational structure with members' Congress, board of directors, board of supervisors and management as the main body, constantly improving the corporate governance system, various internal control systems, expanding the field of financial services, positive and healthy development of corporate culture construction, and the financial strength of Gangu rural credit cooperative is increasing The benefits are enhanced. Through the reform, it has become the local financial enterprise with the strongest capital strength and the largest scale of deposit and loan, which has greatly promoted the development of local economy. according to the market changes, we have continuously improved the loan products, broadened the scope of loan marketing, and expanded the business scale. In the county's financial institutions, rural credit cooperatives issued 98% of agricultural loans, ranking first in the county's banking financial institutions.

corporate culture

Gangu rural credit cooperatives seize various policy opportunities, adjust measures to local conditions, seize the opportunity to strengthen infrastructure construction, build corporate culture, promote the "service excellence" project, effectively enhance the social image of the credit cooperatives. First, according to the requirements of the unified image scheme formulated and printed by the Provincial Association, the associated press gradually unified the planning and layout of the business environment and facilities. The second is to carry out the "five ones" project, that is, unifying the dress, unifying the label, unifying the sign, unifying the civilized language and unifying the service convention. Third, strengthen the network construction and strive to improve the service environment. Fourth, we attach great importance to security work, and the construction of hardware facilities basically meets the standards. Fifthly, it is necessary to strengthen publicity and comprehensively improve the level and quality of news reports. combined with the characteristics of its own industry, in the management work, through grasping the team, leading the team, strengthening the team consciousness, through strengthening education and training, increasing the system implementation, strengthening the audit, implementing the accountability system and other measures. First, we carried out activities to rectify the style of work of government organs. Second, the alarm bell is ringing, warning education activities are carried out, and ideological defense line is constructed. Third, strengthen learning, update ideas and enhance cohesion. Fourth, earnestly and solidly carry out mass line education activities. Fifth, attach importance to compliance culture and strengthen internal control management. Sixth, we have further improved the "three meetings and one layer" system, working procedures and rules of procedure of the association. Seventh, establish incentive mechanism and strengthen supervision. development vision Gangu County Association will take the overall situation under the guidance of the scientific outlook on development, closely focus on the regional development strategy of "center driven, two wings flying together, group development and overall promotion" determined by Gansu provincial Party committee and provincial government and the goal of "five significant improvements", adhere to the market positioning of serving "three agriculture", county economy and small and medium-sized enterprises, and fully implement the "three year development plan" We should adhere to the "1235" strategy, focus on improving efficiency, constantly enhance market awareness and customer awareness, devote ourselves to the construction of standardized industry image, standardized internal control system, and procedural operation mechanism, and handle the relationship between scale and speed, quality and efficiency, development and risk, reform and innovation, and management and service This native "grassroots bank" has become a "sunshine bank" with sufficient capital, strict internal control, safe operation, high service quality, good efficiency, strong innovation ability and competitiveness, making new and greater contributions to the coordinated economic and social development and the construction of a new socialist countryside in Gangu County.

Company honor

At the 2015 working conference of the whole county held by the Party committee and government of Gangu County, the rural credit cooperative association of Gangu County won two honorary titles of "serving local economic construction in 2014" and "big taxpayer in 2014" awarded by the Party committee and government of Gangu County. This is also the only financial institution in the county to win two awards at the same time.