PINGGUO GUOMIN COUNTY BANK Co.,LTD

Pingguo National Village Bank Co., Ltd

Pingguo National Village bank is a new type of banking and financial institution established with the approval of Guangxi regulatory bureau of China Banking Regulatory Commission in accordance with the relevant spirit of the Party Central Committee and the State Council to accelerate the construction of a new socialist countryside. It serves small and medium-sized enterprises, agriculture, rural areas and farmers, residents and individual businesses in Pingguo County.

Nature of Business

It includes absorbing public deposits, issuing short-term, medium-term and long-term loans, domestic settlement, bill acceptance and cash discount, inter-bank borrowing, bank card business, issuing, cashing and underwriting government bonds, collecting and paying funds and insurance business, and other business approved by banking regulatory agency.

management idea

Sunshine management innovation service happy growth

Development goals

Achieve full coverage of financial needs of target customers. continuous improvement of self sustainable development ability.

Business purpose

To promote the economic development of Pingguo County, to improve the depth and breadth of community financial services, to solve the current situation of insufficient financial services in Pingguo, to promote the increase of farmers' income, agricultural production and the development of rural economy, in accordance with the operation principle of "safety, liquidity and efficiency", to maintain the sustainable development of rural banks, and to enhance their survival and competitiveness.

market positioning

To provide comprehensive financial services for small and medium-sized enterprises, individual businesses and farmers, loans should first fully meet the needs of farmers, agriculture and rural economic development in the county, and finally build a modern retail bank of "village and town financial convenience station".

Business profile

1、 Settlement business: enterprise and individual account opening, settlement, etc.; 2. Resident savings: fixed and current personal savings deposits; 3. Loan types: small and medium-sized enterprise mortgage loan, personal certificate of deposit pledge loan, individual industrial and commercial household mortgage loan, agricultural enterprise guarantee loan, peasant household micro credit loan, individual credit loan, individual housing mortgage loan, peasant household joint insurance Loans, etc