Shaoguan Rural Commercial Bank Co., Ltd.

Rural Commercial Bank

Rural commercial bank, referred to as rural commercial bank, is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, enterprise legal person and other economic organizations.

All rural cooperative banks should be transformed into rural commercial banks.

Founding background

Jiang liming, director of the regulatory department of cooperative financial institutions of the CBRC, said that a new rural cooperative bank would no longer be set up, and that all rural cooperative banks would be transformed into rural commercial banks. The qualified shares will be cancelled, and the qualified rural credit cooperatives will be encouraged to restructure into rural commercial banks. On the premise of maintaining the overall stability of the legal person status of the county (city), we should steadily promote the reform of the Provincial Association, gradually build a new relationship between the Provincial Association and the grass-roots legal person society, which takes the property rights as the link, the equity as the link, and the regulation as the constraint, so as to truly form the interest community between the Provincial Association and the grass-roots legal person society.

The proportion of qualified shares of rural credit cooperatives in China has dropped to less than 30%. About 303 rural commercial banks and 210 rural cooperative banks have been established. The total assets of rural banks account for 41.4% of the total assets of rural cooperative financial institutions in China. In addition, 1424 rural credit cooperatives have met or basically met the conditions for the establishment of rural commercial banks. Through the reform, the governance mode of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the organization itself has formed an endogenous driving force to further promote the deep-seated system and mechanism reform.

Latest policy

On May 21, 2019, the people's Bank of China announced the notice of the people's Bank of China on reducing the RMB deposit reserve ratio of rural commercial banks serving counties, which further refined the policy framework of implementing lower deposit reserve ratio for small and medium-sized banks announced by the central bank on May 6.

The "notice" made it clear that the general would land three times, and the scale of landing three times. That is to say, on May 15 and June 17, the RMB deposit reserve ratio of county rural commercial banks was reduced by 1 percentage point respectively, and on July 15, the deposit reserve ratio was reduced to 8%.

Local agricultural and Commercial Banks

Beijing (1)

Beijing Rural Commercial Bank

Shanghai (1)

Shanghai Rural Commercial Bank

Chongqing (1)

Chongqing Rural Commercial Bank

Tianjin (2)

Tianjin Rural Commercial Bank

Tianjin Binhai Rural Commercial Bank

Guangdong (80)

Guangzhou rural commercial bank

Shenzhen rural commercial bank

Maoming Rural Commercial Bank

Xinyi Rural Commercial Bank

Huazhou Rural Commercial Bank

Gaozhou Rural Commercial Bank

Zhanjiang Rural Commercial Bank

Lianjiang Rural Commercial Bank

Suixi Rural Commercial Bank

Wuchuan Rural Commercial Bank

Leizhou Rural Commercial Bank

Xuwen Rural Commercial Bank

Yunfu Rural Commercial Bank

Xinxing Rural Commercial Bank

Luoding Rural Commercial Bank

Yunan Rural Commercial Bank

Yangjiang Rural Commercial Bank

Yangxi Rural Commercial Bank

Yangchun Rural Commercial Bank

Zhaoqing Rural Commercial Bank

Sihui Rural Commercial Bank

HUAIJI Rural Commercial Bank

Guangning Rural Commercial Bank

Fengkai Rural Commercial Bank

Deqing Rural Commercial Bank

Jiangmen Rural Commercial Bank

Taishan Rural Commercial Bank

Kaiping Rural Commercial Bank

Heshan Rural Commercial Bank

Foshan Rural Commercial Bank

Shunde Rural Commercial Bank

Nanhai Rural Commercial Bank

Zhuhai Rural Commercial Bank

Zhongshan Rural Commercial Bank

Qingyuan Rural Commercial Bank

Yangshan Rural Commercial Bank

Yingde Rural Commercial Bank

Qingxin Rural Commercial Bank

Lianzhou Rural Commercial Bank

Lianshan Rural Commercial Bank

Liannan Rural Commercial Bank

Fogang Rural Commercial Bank

Dongguan Rural Commercial Bank

Huizhou Rural Commercial Bank

Longmen Rural Commercial Bank

BOLUO Rural Commercial Bank

Huidong Rural Commercial Bank

Shaoguan Rural Commercial Bank

Xinfeng Rural Commercial Bank

Wengyuan Rural Commercial Bank

Shixing Rural Commercial Bank

Ruyuan Rural Commercial Bank

Renhua Rural Commercial Bank

Nanxiong Rural Commercial Bank

Lechang Rural Commercial Bank

Heyuan Rural Commercial Bank

Guangdong Zijin Rural Commercial Bank

Longchuan Rural Commercial Bank

Lianping Rural Commercial Bank

Heping Rural Commercial Bank

Dongyuan Rural Commercial Bank

Shanwei Rural Commercial Bank

Haifeng Rural Commercial Bank

Lufeng Rural Commercial Bank

Luhe Rural Commercial Bank

Meizhou Rural Commercial Bank

Xingning Rural Commercial Bank

Wuhua Rural Commercial Bank

Pingyuan Rural Commercial Bank

Jiaoling Rural Commercial Bank

Fengshun Rural Commercial Bank

Tai Po Rural Commercial Bank

Jieyang Rural Commercial Bank

Puning Rural Commercial Bank

JieXi Rural Commercial Bank

Jiedong Rural Commercial Bank

Huilai Rural Commercial Bank

Chaozhou Rural Commercial Bank

Shantou Rural Commercial Bank

Nan'ao Rural Commercial Bank

Hubei (77)

Wuhan Rural Commercial Bank

Huangshi Rural Commercial Bank (formerly Huangshi Binjiang rural cooperative bank)

Huangshi Rural Commercial Bank

Daye Rural Commercial Bank

Yangxin Rural Commercial Bank

Shiyan Rural Commercial Bank

Danjiangkou Rural Commercial Bank

Wudang Mountain Rural Commercial Bank

Yunxian Rural Commercial Bank

Yunxi Rural Commercial Bank

Zhushan Rural Commercial Bank

Zhuxi Rural Commercial Bank

Fangxian Rural Commercial Bank

Jingzhou Rural Commercial Bank

Jiangling Rural Commercial Bank

Songzi Rural Commercial Bank

Public security Rural Commercial Bank

Shishou Rural Commercial Bank

Jianli Rural Commercial Bank

Honghu Rural Commercial Bank

Three Gorges Rural Commercial Bank

Yidu Rural Commercial Bank

Zhijiang Rural Commercial Bank

Dangyang Rural Commercial Bank

Yuan'an Rural Commercial Bank

Xingshan Rural Commercial Bank

Zigui Rural Commercial Bank

Changyang rural commercial bank

Wufeng Rural Commercial Bank

Xiangyang Rural Commercial Bank

Zaoyang Rural Commercial Bank

Yicheng Rural Commercial Bank

Nanzhang Rural Commercial Bank

Baokang Rural Commercial Bank

Gucheng Rural Commercial Bank

Laohekou Rural Commercial Bank

Ezhou Rural Commercial Bank

Jingmen Rural Commercial Bank

Zhongxiang Rural Commercial Bank

Jingshan Rural Commercial Bank

Shayang Rural Commercial Bank

Xiaogan Rural Commercial Bank

Dawu Rural Commercial Bank

Anlu Rural Commercial Bank

Yunmeng Rural Commercial Bank

Yingcheng Rural Commercial Bank

Hanchuan Rural Commercial Bank

Xiaochang Rural Commercial Bank

Huanggang Rural Commercial Bank

Tuanfeng Rural Commercial Bank

Hong'an Rural Commercial Bank

Macheng Rural Commercial Bank

Luotian Rural Commercial Bank

Yingshan Rural Commercial Bank

Xishui Rural Commercial Bank

Qichun Rural Commercial Bank

Wuxue Rural Commercial Bank

Huangmei Rural Commercial Bank

Xianning Rural Commercial Bank

Jiayu Rural Commercial Bank

Chibi Rural Commercial Bank

Tongcheng Rural Commercial Bank

Chongyang Rural Commercial Bank

Tongshan Rural Commercial Bank

Suizhou Rural Commercial Bank

Guangshui Rural Commercial Bank

Enshi Rural Commercial Bank

Lichuan Rural Commercial Bank

Jianshi Rural Commercial Bank

Badong Rural Commercial Bank

Xianfeng Rural Commercial Bank

Xuanen Rural Commercial Bank

Laifeng Rural Commercial Bank

Hefeng Rural Commercial Bank

Xiantao Rural Commercial Bank

Tianmen Rural Commercial Bank

Qianjiang Rural Commercial Bank

Shennongjia Rural Commercial Bank

Jilin (19)

Changchun Rural Commercial Bank

Changchun develops rural commercial bank

Jilin Dehui Rural Commercial Bank

Liaoyuan Rural Commercial Bank

Changbaishan Rural Commercial Bank

Jilin Huancheng Rural Commercial Bank

Yanbian Rural Commercial Bank

Jilin Panshi Rural Commercial Bank

Jilin Jiutai Rural Commercial Bank

Jilin Yushu Rural Commercial Bank

Jilin Shuangyang Rural Commercial Bank

Jilin Jiaohe Rural Commercial Bank

Jilin Jingyu Rural Commercial Bank

Jilin Da'an Rural Commercial Bank

Jilin Wangqing Rural Commercial Bank

Jilin Antu Rural Commercial Bank

Tonghua Rural Commercial Bank

Jilin Liuhe Rural Commercial Bank

Jilin Huinan Rural Commercial Bank

Jilin Yongji Rural Commercial Bank

Jilin Nongan Rural Commercial Bank

Jiangsu (60)

Xinyi Rural Commercial Bank

Fengxian Rural Commercial Bank

Suining Rural Commercial Bank

Pizhou Rural Commercial Bank

Peixian Rural Commercial Bank

Jiangnan Rural Commercial Bank

Zhangjiagang Rural Commercial Bank

Changshu Rural Commercial Bank

Kunshan Rural Commercial Bank

Suzhou Rural Commercial Bank

Taicang Rural Commercial Bank

Rudong Rural Commercial Bank

Haimen Rural Commercial Bank

Haian Rural Commercial Bank

Rugao Rural Commercial Bank

Qidong rural commercial bank

Nantong Rural Commercial Bank

Ganyu Rural Commercial Bank

Guanyun Rural Commercial Bank

Guannan Rural Commercial Bank

Donghai Rural Commercial Bank

Oriental Rural Commercial Bank

Xuyi Rural Commercial Bank

Lianshui Rural Commercial Bank

Jinhu Rural Commercial Bank

Huaian Rural Commercial Bank

Hongze Rural Commercial Bank

Xiangshui Rural Commercial Bank

Dongtai Rural Commercial Bank

Yancheng Rural Commercial Bank

Sheyang Rural Commercial Bank

Jianhu Rural Commercial Bank

Funing Rural Commercial Bank

Dafeng Rural Commercial Bank

Binhai Rural Commercial Bank

Yizheng Rural Commercial Bank

BAOYING Rural Commercial Bank

Jiangdu Rural Commercial Bank

Yangzhou Rural Commercial Bank

Gaoyou Rural Commercial Bank

Jurong Rural Commercial Bank

Danyang Rural Commercial Bank

Yangzhong Rural Commercial Bank

Zhenjiang Rural Commercial Bank

Jiangyan Rural Commercial Bank

Xinghua Rural Commercial Bank

Jingjiang Rural Commercial Bank

Taizhou Rural Commercial Bank

Taixing Rural Commercial Bank

Siyang Rural Commercial Bank

Sihong Rural Commercial Bank

Shuyang Rural Commercial Bank

Minfeng Rural Commercial Bank

Zijin Rural Commercial Bank

Gaochun Rural Commercial Bank

Lishui Rural Commercial Bank

Jiangyin Rural Commercial Bank

Yixing Rural Commercial Bank

Wuxi Rural Commercial Bank

Xuzhou Rural Commercial Bank

Anhui (82)

Hefei Science and technology rural commercial bank

Feixi Rural Commercial Bank

Feidong Rural Commercial Bank

Changfeng Rural Commercial Bank

Chaohu Rural Commercial Bank

Lujiang Rural Commercial Bank

Wuhu Yangzi Rural Commercial Bank

Wuwei Rural Commercial Bank

Wuhu Jinsheng Rural Commercial Bank

Fanchang Rural Commercial Bank

Nanling Rural Commercial Bank

Huainan Tongshang Rural Commercial Bank

Fengtai Rural Commercial Bank

Huaihe Rural Commercial Bank

Ma'anshan Rural Commercial Bank

Hanshan Rural Commercial Bank

Hexian Rural Commercial Bank

Wandong Rural Commercial Bank

Tianchang Rural Commercial Bank

Laian Rural Commercial Bank

Quanjiao Rural Commercial Bank

Fengyang Rural Commercial Bank

Mingguang Rural Commercial Bank

Dingyuan Rural Commercial Bank

Huaibei Rural Commercial Bank

Suixi Rural Commercial Bank

Tongling Rural Commercial Bank

Tongling Wanjiang Rural Commercial Bank

Anqing rural commercial bank

Zongyang Rural Commercial Bank

Huaining Rural Commercial Bank

Qianshan Rural Commercial Bank

Susong Rural Commercial Bank

Taihu Rural Commercial Bank

Tongcheng Rural Commercial Bank

Wangjiang Rural Commercial Bank

Yuexi Rural Commercial Bank

Tunxi Rural Commercial Bank

Huizhou Rural Commercial Bank

Taiping Rural Commercial Bank

Shexian Rural Commercial Bank

Xiuning Rural Commercial Bank

Yixian Rural Commercial Bank

Qimen Rural Commercial Bank

Yingquan Rural Commercial Bank

Yingdong Rural Commercial Bank

Yinghuai Rural Commercial Bank

Yingshang Rural Commercial Bank

Jieshou Rural Commercial Bank

Taihe Rural Commercial Bank

Linquan Rural Commercial Bank

Funan Rural Commercial Bank

Bengbu Rural Commercial Bank

Huaiyuan Rural Commercial Bank

Guzhen Rural Commercial Bank

Wuhe Rural Commercial Bank

Suzhou Rural Commercial Bank

Dangshan Rural Commercial Bank

Xiaoxian Rural Commercial Bank

Lingbi Rural Commercial Bank

Sixian Rural Commercial Bank