Shandong Zhangdian Rural Commercial Bank CO.,Ltd

Shandong Zhangdian Rural Commercial Bank Co., Ltd

Shandong Zhangdian Rural Commercial Bank Co., Ltd.

Development history

write a glorious history of 60 years. Shandong Zhangdian rural commercial bank is located in Zhangdian District, Zibo City. Its predecessor is the rural credit union of Zhangdian District, which was born in the early 1950s. Over the past 60 years, through the unremitting efforts of several generations, the business strength has been growing. By the end of 2011, the bank had 67 business outlets and 670 employees. The balance of various deposits was 10.427 billion yuan, the balance of various loans was 7.595 billion yuan, the proportion of non-performing loans was reduced to 1.7%, the operating profit was 310 million yuan, the book profit was 160 million yuan, all kinds of profits and taxes were paid over 100 million yuan, and the capital adequacy ratio was 12.55%. All the indicators met the second level regulatory rating standard of CBRC On the other hand, it has entered the first square of rural credit system in the whole province. It has been rated as "provincial civilized unit", and eight branches within its jurisdiction have been rated as "youth civilization" at provincial and municipal levels. He has been awarded the title of "good bank" by Shandong Banking Regulatory Bureau for three consecutive years. The business department was awarded the honorary title of "China Banking civilized and standardized demonstration unit" by China Banking Association. He was awarded the honorary title of "the happiest enterprise in Shandong Province" by Shandong Federation of trade unions. build a modern image of the bank. vigorously improve the level of science and technology services, "new generation" bank information system has been successfully launched, and "rural credit bank" has covered every branch. The large and small amount payment system, rural credit bank exchange system and intra bank remittance system have realized the smooth flow of electronic remittance across the country. We will open the business of communication card, such as online banking, mobile banking, telephone POS, wealth in hand card, etc. He joined the interbank market and became an excellent trading member in China. The deposit sorting system is developed to realize the dynamic query of business data. provide a full range of financial services

.

Shandong Zhangdian rural commercial bank is now able to provide a number of financial services such as deposit (all deposit and all cash), settlement, exchange, bank acceptance, loan, discount, agency issuance, cashing, underwriting of government bonds, agency insurance, subscription of newspapers, collection of telephone charges, international business, etc. it has a broader development prospect. after the establishment of Shandong Zhangdian rural commercial bank, the property right relationship is clearer, the corporate governance structure is more perfect, the operation mechanism is more flexible, and the internal control management is more rigorous. We will continue to uphold the business philosophy of "steady operation and steady development", carry forward the enterprise spirit of "pursuing excellence and creating first class", strive to create a modern financial enterprise, provide strong financial support for local economic development, and repay all walks of life and shareholders with excellent performance.