CHINA RESOURCES BANK OF ZHUHAI CO.,LTD.

Zhuhai China Resources Bank

Zhuhai China Resources Bank Co., Ltd., headquartered in Zhuhai City, Guangdong Province, China, was established in December 1996, formerly known as Zhuhai Commercial Bank Co., Ltd., a local city commercial bank. It was acquired by China Resources Group in 2011, which started after China Resources withdrew its banking industry in Hong Kong. At present, there are 2 branches, 51 sub branches, holding 2 village banks.

On March 9, 2020, "top 100 list of China's banking industry in 2019" was released, and Zhuhai China Resources Bank ranked 91st.

Bank profile

Zhuhai commercial bank announced in April 2011 that with the approval of CBRC and Zhuhai Administration for Industry and commerce, its name was changed from "Zhuhai Commercial Bank Co., Ltd." to "Zhuhai China Resources Bank Co., Ltd." (hereinafter referred to as "Zhuhai China Resources Bank"), and its English name was changed to "China Resources Bank of zhuhaico., Ltd." The bank has officially opened its name and administrative seal since April 11, 2011. At the same time, the announcement specifically states that "this name change has no impact on the rights and obligations enjoyed by customers and banks, and the creditor's rights and debts of the former Zhuhai commercial bank and its subordinate branches are enjoyed and borne by Zhuhai China Resources Bank and its subordinate branches."

Bank profile

Zhuhai China Resources Bank, formerly known as Zhuhai commercial bank, was established in December 1996. It is the only banking institution with first-class legal personality in Zhuhai. In April 2009, Zhuhai municipal government, China Resources Co., Ltd. and Zhuhai commercial bank were successfully reorganized, and China Resources became the largest controlling shareholder of Zhuhai commercial bank.

The success of the reorganization has injected new vitality into Zhuhai China Resources Bank, and all the operation and risk control indicators have reached the best level in history. By the end of 2011, the total assets of Zhuhai China Resources Bank had reached 46.3 billion yuan, and all deposits and loans had a rapid growth.

By the end of 2014, the total assets of Zhuhai China Resources Bank had reached 102.7 billion yuan, officially entered the 100 billion club, and it was also the first independent corporate enterprise with assets over 100 billion yuan in Zhuhai. It has 2 branches (Shenzhen Branch and Zhongshan branch), 51 sub branches and 1 head office business department, holding 2 village banks. The main businesses are: corporate business, retail business and financial market business.

In 2010, Zhuhai China Resources Bank further clarified its development plan for the next five years by formulating strategies. On the basis of building core competence, it gradually established differentiated competitive advantage and sustainable development business model. With the implementation of strategy, process bank reengineering, core system construction and brand construction, Zhuhai China Resources Bank will continuously improve its comprehensive competitiveness, asset quality and risk management level. With the help of the brand and industrial advantages of China Resources Group, Zhuhai China Resources Bank will adhere to innovative development, establish professional expertise, take the road of differentiated development, provide high-quality financial services for customers and become a customer The first choice of growth partners is to become a first-class characteristic bank.

Management

Zhuhai China Resources Bank takes the general meeting of shareholders, board of directors, board of supervisors and senior management as the main body to form the basic structure of corporate governance.

The board of Directors consists of strategic development committee, connected transaction control committee, risk management committee, audit committee, remuneration committee and Nomination Committee. There are 9 directors in the board of directors, including 3 independent directors.

There is a nomination committee under the board of supervisors. The board of supervisors has 9 supervisors, including 3 employee supervisors and 2 external supervisors.

The members of the board of directors and the board of supervisors have professional knowledge and experience, reasonable professional structure and professional work experience, which can ensure the quality of decision-making and the level of supervision.

The committees of the board of directors and the board of supervisors shall perform their duties conscientiously, and play their roles of supervision, check and balance and decision-making on the basis of formulating and implementing the working rules of the professional committees, so as to provide rules for all work and standardize the operation.

Business operation

1. Personal finance

Convenient service of personal savings and personal loans

2. Corporate finance

Unit deposit general loan business characteristic financing business domestic trade financing guarantee commitment agency business

3. International Business

International settlement trade financing foreign exchange account other business

4. Capital business

Investment business financing business foreign exchange transaction

5. Bank card business

branch

corporate culture

Corporate mission and vision

Adhere to innovation and development, establish professional expertise, provide high-quality financial services, become the preferred growth partner of customers, build a first-class characteristic bank, and maximize the value of shareholders and employees.

Corporate values

Integrity, passion, team and value

Corporate slogan

"Join hands with you to improve your life"

Core value orientation

Continuous innovation + professional expertise + customer orientation + teamwork = excellent financial solutions

Bank honors

On March 9, 2020, "top 100 list of China's banking industry in 2019" was released, and Zhuhai China Resources Bank ranked 91st.