Remember from the small account

It's not impossible to save more money in the limited salary. As long as you know how to improve your consumption behavior, recording is the necessary way to improve it.

Some people may think that small expenses do not need to be recorded at any time. This idea is wrong. Any large expenses are made up of small expenses. If you want to do a good job in family finance, you must remember from the small account. For example, after using the credit card to pay, take back the signed list, record the consumption items, amount, location, etc., and keep a copy. When the credit card bill arrives, check whether each amount is wrong, and make a record next to the paid items. By doing so, we can not only understand the direction of consumption, but also avoid paying repeatedly. In addition, the monthly telephone, gas, water and electricity charges should also be recorded. Sometimes these charges will suddenly increase or become abnormal. If you have the usual records, you can inquire the relevant units.

Every year when I tidy up my belongings, I always clean up a pile of unnecessary household goods. Sometimes I forget to have such things and buy another one. What the human brain can remember is limited after all. You can write down what you have at home and where you put them, so as to avoid repeated purchases.

It may be troublesome to make records at the beginning, but as long as you stick to it, you will form a habit, and this habit will be conducive to the excellent completion of family financial management.