Where is a better place to open an account

Generally speaking, there are two channels to purchase open-end funds: through the sales channel and directly from the fund management company.

The bank outlets and the business departments of securities companies that sell funds on an agent basis are usually called sales agencies. Purchasing funds through consignment channels is always favored by most funders. For example, if some funders invest funds with idle savings or the balance of their monthly wage accounts, it is very convenient to open a fund account with the same bank as the savings or wage account. It can not only save the bank fees for opening an account and opening a card, but also save the transfer of funds when applying for and redeeming the fund cost. There are also some funders who are involved in stock investment while investing in funds. For them, it is more convenient to open a fund account in the business department of a stock account. Even if they invest in lof or ETF in the future, they do not need to open an account elsewhere. There are many sales channels and outlets, and most banks and securities companies sell a variety of fund products at the same time, which is convenient for investors to apply for purchase nearby. Jimin can choose the right counter outlets for fund trading according to their own needs.

As mentioned above, most fund management companies have two ways of direct selling: purchasing directly at the fund management and financial management center (direct selling counter) or conducting online transactions on the fund management company's website, while online direct selling will enjoy preferential rates. While enjoying the preferential rate of online direct selling, investors should pay attention to two points: first, with the vigorous development of fund enterprises and the rapid increase of the number of funders, whether the websites of fund management companies can operate normally during peak trading hours; second, whether funders have the software and hardware of online trading. Only when these risk factors are determined, the definition of cost-effective is redefined, and then the value of preferential treatment is judged, the choice will be rational.