What are the common ways of foreign exchange financing

There are four ways of foreign exchange investment and financial management suitable for residents

(1) Fixed foreign currency savings. This is the most common choice for investors at present. It has low risk, stable income and certain liquidity and profitability.

(2) Foreign exchange financial products. Nowadays, many domestic foreign exchange financial products are short-term, and can maintain a high rate of return, so investors can maintain a certain liquidity while making stable profits.

(3) Option deposits (including foreign currency deposits linked to exchange rate). This is an ideal way of foreign exchange investment with short term, high income and limited risk, but it needs the help of foreign exchange experts.

(4) Foreign exchange rate investment. At present, many domestic banks have launched foreign exchange rate investment business.

It can be seen that the security of fixed-term foreign currency savings is the highest, and the yield is stable but low, while foreign exchange rate investment is on the contrary. According to their own financial objectives, residents choose the appropriate investment methods according to the risks and benefits of various products, and formulate their own foreign exchange financial management scheme portfolio.