Buy insurance according to your age

(1) Young people aged 22-25 who have just entered the society: due to their low income, good health and small family burden, it is suggested to consider the investment portfolio of accident and medical comprehensive insurance + health insurance for major diseases + universal financial insurance.

(2) Unmarried people aged 25-30: at this stage, their income is gradually increasing, their health is relatively healthy, their family burden is small, but they spend more on making friends, traveling, self-education and so on. Therefore, we can consider the financial insurance with accident protection and health protection as the main and supplementary cash return.

(3) Married families with children aged 30-35: at this stage, the general income is relatively stable, but the work pressure is high, many people in this age group are in sub-health state, and the family burden is increasing at this stage. At this time to buy insurance should focus on their own health security, children's education and comprehensive health security, pension insurance.

(4) Pension planning after the age of 40: at this stage, the income is usually stable and rich, the work pressure is still high, and the family responsibility is still important. At this time, we not only need to provide ourselves with accident insurance, comprehensive medical insurance and endowment insurance, but also should start to consider the major diseases and accidental injuries of children.